Financial Assistance 

Howard Memorial Hospital affirms and maintains its commitment to meeting the health and medical needs of our communities in a manner consistent with our mission, vision and core values of HMH.  Howard Memorial Hospital is a tax-exempt organization committed to caring for our community.  We offer payment assistance for those who do not have insurance or who are in financial need.  

Uninsured patient discounts:

Howard Memorial Hospital will provide a discount from the hospital's regular billed charges to those patients who do not have insurance.  This include patients whose financial situation normally would not qualify them for charity care discounts.  The discount for uninsured patients will be sixty percent (60%) of regular billed charges for emergent and medically necessary care.  The amount of the discount is based on the average discount provided by the hospital to commercial payers, such as insurance companies.   

Guidelines for Charity Care discounts:

If you do not have health insurance or if you are experiencing financial difficulties on your portion of the bill and you anticipate that you may not be able to pay your bill, HMH offers a financial assistance program.

Please take the completed application and supporting documentation to one of our Financial Counselors during normal business hours.  Click here to print Charity Care Patient Financial Statement and Financial Assistance Application and complete a Financial Assistance Application. 

The Federal Poverty Guidelines for income are the basis for determining eligibility for charity discounts. For example, individuals with incomes below 100% of the Federal Poverty Guidelines may be eligible for free care.  Individuals with incomes greater than 100% of the Federal Poverty Guideline may be eligible for care at discounted rates depending on their income level and the amount due to HMH.

In addition, Howard Memorial Hospital may review asset information related to the patient's Financial Assistance Application.

Contact Information:

Should you have any questions about the financial assistance program, Howard Memorial Hospital's financial counselors are available 6:30am to 5:30pm, Monday – Friday, to assist you.  Financial Counselors can be reached at 870-845-4400 or visit them in the Admissions Office located just inside the main entrance to HMH.